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Homebase Green
Affordability Calculator

How much green home can you afford?

Tell us your income, deposit and preferred term. We'll estimate your eligible mortgage range, monthly repayments, and the climate savings your green features will generate.

Your finances

All figures in Nigerian Naira (₦).

₦850,000

Salary plus reliable additional income.

₦8,000,000

We recommend at least 20% of property value.

20 years

Longer terms reduce monthly payments but increase total interest.

Estimates use a 12–15% indicative APR range and a 33–40% debt-to-income cap. Final terms depend on credit assessment and property valuation.

Estimated mortgage range

₦21,301,809 ₦30,878,602

Buys a home priced between ₦29,301,809 and ₦38,878,602 including your deposit.

Indicative monthly repayment

₦315,007

Over 20 years

Affordable monthly cap

₦340,000

At 40% debt-to-income

Projected green savings

Solar + efficient appliances bundled

Monthly bill savings

₦38,500

Over 20 years

₦9,240,000

Lifetime CO₂ avoided

45.4 t

A Homebase Green mortgage bundles your home with solar, batteries and smart meters — so your monthly out-of-pocket cost (mortgage minus energy savings) is effectively ₦276,507.